Trevor Aspiranti — Mortgage Broker Southfield MI

WHY TREVOR IS THE RIGHT CHOICE

My name is Trevor Aspiranti and I’m a licensed mortgage broker with Extreme Loans in Southfield, MI. I started in the mortgage industry as a retail loan officer and knew immediately I had found my passion. After a couple of years on the retail side, I moved to the wholesale side of the business as an Account Executive — giving me a behind-the-scenes education in how lenders actually work and what separates a great rate from an average one.

That experience is what led me to become a mortgage broker. As a broker, I’m not tied to one lender’s products — I shop your loan across multiple wholesale lenders to find the best rate and terms for your specific situation. My clients in Southfield, Bloomfield Hills, Birmingham, West Bloomfield, Farmington Hills, and across Southeast Michigan get access to wholesale rates that most buyers never see.

Outside of work, I enjoy time with friends and family — whether that’s a quiet evening at home or a random adventure somewhere new. I’m proud to say I have the most adorable nephew in the world. He keeps life interesting.

Trevor Aspiranti Mortgage Broker Southfield MI

How I Work

Every client situation is different and I treat it that way. My goal is for every person I work with to have the best experience possible — and I accomplish that through constant communication, full transparency, and complete honesty. Whether you’re a first-time buyer trying to understand your options or an experienced homeowner looking to refinance, I’m reachable evenings and weekends and I respond fast.

My 5-star reviews reflect what matters most to clients: a smooth process, clear answers to every question, and no surprises at closing.

Credentials

  • NMLS: #1941045
  • Licensed Michigan Mortgage Broker
  • Company: Extreme Loans
  • Office: 29444 Northwestern Hwy, Ste. 100, Southfield, MI 48034
  • Phone: (586) 206-1390
  • Email: [email protected]
  • Service areas: Southfield, Bloomfield Hills, Birmingham, West Bloomfield, Farmington Hills, Bingham Farms, and all of Southeast Michigan
  • Trevor Aspiranti Mortgage Broker NMLS #1941045 serves home buyers and homeowners across Southeast Michigan through Extreme Loans.
  • Trevor Aspiranti is licensed through the [Michigan Department of Insurance and Financial Services](https://www.michigan.gov/difs).

Loan programs available

Trevor Aspiranti at Extreme Loans offers the following loan programs for Michigan home buyers and homeowners:

  • Conventional Loan — fixed and adjustable rate options, down payments from 3%
  • FHA Loan — government-backed, down payments from 3.5%, flexible credit guidelines
  • VA Loan — zero down payment for veterans and active-duty military
  • USDA Loan — zero down payment for eligible rural and suburban properties
  • Jumbo Loan — financing above conforming limits for high-value properties
  • Non-QM Loan — flexible financing for self-employed borrowers and unique situations
  • Adjustable Rate Mortgage — lower initial rates for buyers with shorter timelines
  • Cash-Out Refinance — access your home equity for renovations, debt consolidation, or major expenses

Frequently asked questions

What does a mortgage broker actually do?

A mortgage broker shops your loan across multiple wholesale lenders to find the best rate and terms for your situation — instead of you applying to banks one by one. Trevor Aspiranti at Extreme Loans in Southfield, MI handles the entire process on your behalf, from pre-approval through closing.

A mortgage broker typically gets lower rates than a bank because they access wholesale lending channels not available to the public. Trevor Aspiranti at Extreme Loans compares rates across multiple lenders simultaneously, which often results in a better rate than any single bank can offer directly.

Yes — a mortgage broker’s access to wholesale rates often saves borrowers more than the broker’s fee. Trevor Aspiranti at Extreme Loans in Southfield, MI is compensated by the lender in most cases, meaning Michigan home buyers pay nothing out of pocket for the rate-shopping service.

Mortgage broker fees typically range from 0.5% to 2.75% of the loan amount, paid by the lender rather than the borrower in most cases. Trevor Aspiranti at Extreme Loans in Southfield, MI is transparent about all costs upfront — call to discuss your specific situation with no obligation.

A mortgage broker can only offer loans from lenders in their network. However, Trevor Aspiranti at Extreme Loans works with a broad panel of wholesale lenders across Michigan, covering Conventional, FHA, VA, USDA, Jumbo, and Non-QM loan types — minimizing this limitation significantly.